Unpopular opinion-I don’t mind quarantine. In fact ,I am loving it. I know you are wondering which Kenya am I living in?
Hear me out! I know for most of us going outside (even just to school) is a source of income since we can ask our parents for outrageous sums of money, but quarantine has taught me to do better. Here’s how.
If quarantine were a person, it would be flash! At least we can all agree ;Quarantine was quick to happen. No one saw it coming ,so when Nairobi’s lockdown was announced I still had my monthly allowance intact, except I didn’t have any use of it anymore. My first instinct was to get as many snacks as I could to keep me company; which I did. Then there gets to the point where all food tastes the same.
I had been thinking of investing in a money market fund but I’d always thought, maybe I’m going to need this money next week so better not. The next week I end up not needing the money but spending it anyway since, you know, why not.
So, for example this quarantine I had panic shopped for the month and I knew for a fact I wasn’t going to need any money that I had left over because key word; panic. I decided to try it out starting with just Ksh 500, to see whether I’d miss it. I checked my account two weeks later and that had grown by 2%. It wasn’t much, but it was money that I hadn’t worked for. As they say, the rest is history. I am basically a money market savings account convert now.
So again; I don’t mind quarantine because I have learnt to save and actually make money from it, not just carry my savings forward to the next week. I might use the interest I earn to treat myself once this is all over, but that’s besides the point. Any additional income that I get during this period is way better off in a money market fund than in a bank account, and that’s a habit I’m willing to keep.