I’ll cut to the chase and be subtly honest about my money situation.I won’t lie that financial management comes easy for me, one minute I set goals and the other I am impulsively buying something or gifting someone. That for a while has been my modus operandi. Does anybody else relate?
Fast forward to the new year’s resolutions which had me and a group of friends open up an Investment group of one of the big banks here in Uganda with a plan to not just party and “eat life” but also to help each other grow by setting aside UGX 150,000 every month with strict rules which leave no room for me to slacken.
This has been going well so far ! Well until COVID 19 showed up to the party uninvited! No one could have prepared me for the drastic changes that this has brought. The first thing I did was shop in bulk especially since with the uncertainty that came with the first phase of the lockdown that limited transport to essential workers. Ordinarily I love to eat out or outsource to have my chores done so with this limitation, I have had to prepare my own meals and do the laundry, which is saving me money.
At the moment, I have a tin where I instead put this money for instance the lockdown has made me realize how near my workplace is, initially I spend about UGX 2000-3000 for transport ;on a boda boda to work and now I walk and put aside that money in the tin.
I have noticed that it is halfway so yay! I am achieving my goal of saving. Given the temptation to order in, I recently uninstalled restaurant apps off my phone so I can save that money and I must say it is so far working.
Lastly social media gigs are my only active side hustle for now and I am doing my best to position myself for some as we align ourselves in this new normal of COVID-19. I must say they are bridging the black tax gap and helping on the rent expenses in a very relieving way. So, we can say that Corona has been a blessing in disguise for me.The Ka-cheng Ka-cheng is coming in!